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Bespoke Insurance Group

B-00Schedule of cover

Every class of cover,one conversation.

19 classes across construction, business, professional and specialist risk. Search by the risk you are worried about, or browse by family.

Search insurance classes

19 classes

B-01Families

Four familiesof protection.

A · Construction

For builders, trades and project owners carrying risk on site, in the yard and on the move.

B · Business

For the premises, stock, equipment and income an operating business depends on.

C · Professional & management

For the advice you give, the decisions you make and the data you hold.

D · Specialist

For fleets, vessels, goods in transit, strata buildings and the people you employ.

B-02How cover relates to exposure

Which cover usuallyanswers which risk.

A map of where each class is commonly discussed. It is a teaching aid: whether a policy responds always depends on its wording and your circumstances.

Exposures (rows) against classes of cover (columns). A filled node means the class is commonly discussed for that exposure.
ExposurePublic LiabilityContract WorksPlant & EquipmentBusiness PackageCommercial PropertyBusiness InterruptionMachinery BreakdownFlood CoverProfessional IndemnityManagement LiabilityDirectors & OfficersCyberCommercial Motor & FleetStrataWorkers CompensationGroup Personal Accident & Illness
People
Property
Plant & vehicles
Income
Contracts & projects
Advice & design
Data & systems
Governance

Not sure whichapply to you?

Answer a few questions about the business and take a discussion guide to your broker. Or skip straight to a conversation.

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