D-03Specialist
Commercial Hullinsurance.
Cover for commercial vessels and the liabilities of operating them.
01 · The exposure
On the water, preparation is everything.
Commercial hull insurance covers vessels used for business purposes, such as charter, fishing, tourism, workboats and ferries, against physical loss or damage, together with associated liabilities. Policies are shaped around the vessel, its survey and its area of operation.
02Scope
What this covercan respond to.
A general guide. What a particular policy covers depends on its wording, limits, conditions and exclusions, and on what is declared to the insurer.
- 01Accidental loss of or damage to the hull, machinery and equipment
- 02Liability to third parties, including collision liability, subject to the policy
- 03Salvage and wreck removal, where included
03What we look at
Where the detailmatters.
Survey and operating area
Vessel survey, crew qualifications and the area of operation are central to how insurers assess and price the risk.
04 · Before we talk
Questions yourbroker will ask.
Having these answers to hand makes the first conversation faster and the submission to insurers stronger.
- What is the vessel, its age, value and survey status?
- How and where is it operated, and by whom?
- Does it carry passengers?
05 · Questions
Frequently asked.
Do I need separate passenger liability cover?
Operators carrying passengers often need specific liability arrangements. We discuss your obligations and options.
Talk commercial hullthrough with a broker.
A short conversation is usually the fastest way to know where you stand. No obligation, and no form required if you would rather call.
Or call 1300 513 652, answered 24/7